Exclusive
Direct shares or managed funds: What is the difference?
6 August
Investing can take many forms, but two of the most common approaches are buying shares directly or investing through a managed fund. Both can provide exposure to investment markets, yet they differ in how they are owned, selected and...[Read More]
Seven things I would tell my younger self about superannuation and investing
6 August
At 60, retirement no longer feels like a distant event. It is close enough to imagine the lifestyle I want, the experiences I hope to enjoy and the financial decisions that will shape the years ahead. Looking back to when I first started work,...[Read More]
Travelling after 70: Keeping adventure in retirement
6 August
Reaching your seventies does not mean your travelling days are over. Yet many retirees begin to second-guess international travel because of health concerns, unfamiliar airports, long flights and the fear that something may go wrong away from...[Read More]
Tax planning for business owners: Five questions to ask your accountant
6 August
Tax planning is not simply about finding deductions at the end of the financial year. Effective planning helps business owners understand their position, prepare for upcoming obligations and make informed decisions about cash flow, investment and...[Read More]
Workplace reconciliation: How to avoid and resolve workplace conflict
6 August
Workplace conflict is an uncomfortable but often unavoidable part of working with other people. Different personalities, communication styles, pressures, expectations and responsibilities can all contribute to misunderstandings. While some...[Read More]
What is your finish line?
6 August
The idea of a finish line is often associated with sport. It might be the white line at the end of a running track, the final kilometre of a marathon or the moment a competitor stands on the podium after years of training. But finish lines exist...[Read More]
Life insurance: The protection we often avoid thinking about
6 August
Life insurance is one of those subjects most people understand in principle but may struggle to explore in practice. We know it exists to provide financial support when something goes wrong, yet many of us postpone the conversation because it...[Read More]
Planning with confidence: Seven questions to ask your aged care professional
6 August
Moving into aged care, or arranging additional support at home, is one of the most significant decisions an older person and their family may face. It can involve emotional, financial, medical and practical considerations, often at a time when...[Read More]
3 tips to secure your family finances
6 August
If there’s anything people learned from the recessions and global crises of recent past, it’s that no one is immune to economic upheavals. Even middle to upper-class families are at the mercy of their finances when misfortune strikes. This...[Read More]
Defining your retirement dream
30 July
Reaching retirement age often comes with a long-held expectation: this is finally the time to live the dream. After decades of working, raising a family, paying bills and meeting responsibilities, retirement can represent freedom, choice and the...[Read More]
5 steps you can integrate into your life for greater happiness
30 July
Each person’s journey to happiness is distinct, shaped by personal experiences, values, and desires. While certain factors that impact happiness might be beyond control, such as genetic predispositions or unpredictable life events, a considerable...[Read More]
Understanding the taxation of shares: Why your accountant matters
30 July
Investing in shares can be an effective way to build long-term wealth, but it also brings tax obligations that every investor should understand. Whether you own a handful of shares or a diversified investment portfolio, keeping accurate records...[Read More]
Understanding life insurance, TPD, trauma and income protection
30 July
Most people insure their home, car and business assets, yet their ability to earn an income and support those who depend on them may be their most valuable financial asset. Personal insurance can reduce the financial impact of death, serious...[Read More]
Greece and Italy: A mediterranean journey to remember
30 July
Few travel combinations are as rewarding as Greece and Italy. Both offer ancient cities, beautiful coastlines, village life, warm hospitality and memorable food. Yet each has its own rhythm. Greece feels relaxed and shaped by the sea, while Italy...[Read More]
Setting up and securing a business: Seven questions to ask your legal professional
30 July
Starting a business involves much more than choosing a name, creating a logo and finding customers. The legal decisions made in the early stages can affect personal liability, tax arrangements, ownership, commercial relationships and the future...[Read More]